Join us for Medicaid part II. This continues to talk Medicaid, a program that assists low-income individuals and families with healthcare costs. It specifically focuses on using trusts for Medicaid planning.

 

You’ll learn:
    • Medicaid Eligibility: Financial limits exist for asset and income levels. Age (65+), blindness, or disability may qualify you.
    • Crisis vs. Pre-Planning: Crisis planning (already in a facility) offers limited options. Pre-planning allows for greater asset protection.
    • Trust Advantages: Irrevocable grantor trusts help meet Medicaid’s financial requirements. You retain control as a trustee while protecting assets. Proper trust creation avoids the “look-back period” penalty.
    • You don’t have to give away all your assets.
    • Medicaid generally won’t take your home (exceptions may apply).
    • Proper planning protects against “estate recovery” (state recouping benefits).

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